How It Works
Enter your ZIP code and tell us what coverage you are looking for in Alaska
See what Alaska requires and compare quotes from licensed carriers
Choose coverage that meets Alaska requirements and get proof of insurance
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
Liability Insurance
Every vehicle on your multi-car policy must carry at least your state's minimum liability limits. Bodily-injury minimums range from $15,000 to $50,000 per person across states; property-damage minimums range from $5,000 to $50,000.
Full Coverage Car Insurance
Full coverage adds collision and comprehensive to liability. You can put full coverage on one vehicle and liability only on another — both stay on the same policy and both qualify for the multi-car discount.
Uninsured Motorist Coverage
Uninsured-motorist coverage is required in 22 states and optional in the rest. When you add it to a multi-car policy, it typically covers every vehicle and every listed driver on the policy.
Multi-Car Policy Structure
A multi-car policy puts two or more vehicles under one policy number. Each vehicle gets its own coverage level, and the whole policy earns the multi-car discount. Most carriers require every vehicle to garage at the same address.
